How these terms work in India
This page is the contract text that sits behind your account. It tells you who may open an account, how we check usage, when we can pause access, and how updates take effect. If a rule depends on local law, it applies only where that law
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permits access from India. Payment names such as UPI, Paytm, PhonePe and Google Pay may appear in the wallet or chip row, but they do not override these terms; they are only the supported rails we show when they are available. By staying on the site,
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you agree to read the live version on this page before you send account instructions, request a change or ask us to act on a record. When we revise a clause, the new wording replaces the old one from the date we publish it here.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.